Skip to main content

Open Enrollment 2024

Enrollment Begins Aug 1

Use this time to learn about the plans. Come back on August 1 to make your changes.

Portal Closed
Get in Touch

8am – 5pm, Monday – Friday
Closed major holidays

Call: (702) 794-0272
Attend an Enrollment Event

If you need extra assistance, we have several opportunities for you to connect with us.

View Calendar
What is open enrollment?

Open enrollment is your once-a-year opportunity to make any changes to your health plan selections. This includes changing your medical, supplement, dental, or vision plan, as well as adding or removing any dependents.

When is open enrollment?

Open enrollment begins August 1st at 12am and runs through August 25th at 11:59pm.

When do my open enrollment selections go into effect?

The elections you make during annual Open Enrollment become effective October 1, as long as all enrollment requirements are completed on time. If you are a summer new hire, your new hire enrollment period may overlap with the annual open enrollment period. Refer to the New Hire Enrollment page for more information.

Is participation in open enrollment required? / What if I don’t participate in open enrollment?

No, participation is not required. If you do not participate in open enrollment, your same plan selections and dependents will carry over into the new plan year. You will not be able to make any plan changes until the next open enrollment period or you experience a Qualifying Life Event.

2024-25 Premiums

Active Employees: Premiums for the vast majority of active employees will remain the same. The only changes will affect Shared Contract employees (increase) and Dual District Families that contain a Support or Police employee (decrease). These employees will add the corresponded amount below to the premium listed on the premiums page.

Dual District Type 2024-25 Add. Amount 2023-24 Add. Amount
Licensed/Support $17.71 $33.02
Licensed/Police $37.15 $48.35
Licensed/Shared $212.08 $175.87
Shared $212.08 $175.87
Shared/Support $229.79 $208.89
Shared/Police $249.23 $224.22
Shared/Shared $424.16 $351.74

Retirees: Retiree rates will remain the same.

COBRA: COBRA rates will remain the same.

Choosing Your Plans

We understand that health benefits can quickly become confusing. To help you make informed decisions, we’ve created these videos that walk through each of our plans and highlight the key differences. For more information, visit the Medical, Supplement, Dental, and Vision pages.

The 2024-25 Benefits Guide also includes all relevant information.

Medical Plans
Supplement Plans
Dental Plans
Vision Plans
2024-2025 Benefit Changes

THT evaluated its benefit offerings and made adjustments to provide additional value, simplify specific coverages, and remain in compliance with new regulations. Refer to the table below for all changes.

Advantage Plan Changes

Benefit New Old
Tier 1 (In-Area) Deductible (individual / family) $1,650 / $3,300 $1,500 / $3,000
Tier 2 (Out-of-Area) Deductible (individual / family) $3,300 / $6,600 $3,000 / $6,000
Tier 1 (In-Area) Out of Pocket Maximum (individual / family) $7,500 / $15,000 $7,000 / $14,000
Tier 2 (Out-of-Area) Out of Pocket Maximum (individual / family) $9,200 / $18,400 $7,000 / $14,000
Tier 2 (Out-of-Area) Urgent Cares & Walk-in Clinics now covered at Tier 1 benefits Member pays 20% after Tier 1 deductible Member pays 50% after Tier 2 deductible
Out-of-network Urgent Cares & Walk-in Clinics now covered at Tier 2 benefits Member pays 50% after Tier 2 deductible Member pays 100%
Telehealth / MDLive Member pays 20% after deductible Member pays 0%, deductible waived

Signature Plan Changes

Benefit New Old
Tier 2 (Out-of-Area) Out of Pocket Maximum (individual / family) $9,200 / $18,400 $7,500 / $15,000
Tier 2 (Out-of-Area) Urgent Cares & Walk-in Clinics now covered at Tier 1 benefits $30 copay Member pays 50% after Tier 2 deductible
Out-of-network Urgent Cares & Walk-in Clinics now covered at Tier 2 benefits Member pays 50% after Tier 2 deductible Member pays 100%
Deductibles for newborns For first 5 days following birth, deductible does not apply for facility and physician charges. For first 5 days following birth, deductible does not apply for facility charges.
Mammograms The first mammogram of the plan year is covered at 100% regardless of diagnosis billed. Only mammograms billed as routine/preventive are covered at 100%.
Colonoscopies The first colonoscopy of the plan year is covered at 100% regardless of diagnosis billed. Only colonoscopies billed as routine/preventive are covered at 100%.
Bereavement Counselling $10 Copay 20% after deductible

Dental PPO Changes

Benefit New Old
Out-of-network coverage for Class 1: Diagnostic / Preventive Services 80% 100%
Out-of-network coverage for Class 2: Basic Services 50% 80%
Out-of-network coverage for Class 3: Major Services 50% 60%
Out-of-network coverage for Class 5: Implants 50% 60%

$0 Copay - Providers

  • $0 Copay for Covered Services:

    You will no longer have to worry about any out-of-pocket expenses for covered services during your visits. Your copay for all covered services will be $0, making it easier for you to focus on your health without financial stress. Advantage plan members must meet their deductible before they receive the $0 copay benefit.

    Note: Many providers offer “Concierge” packages or services. These are not covered by THT.

  • Quick Appointment Scheduling:

    We understand the importance of timely access to care. These providers are committed to helping you get quick appointments for the care you need.

  • Which providers are included?

    Available services currently include primary care, pediatrics, and behavioral health office visits. These providers are committed to expediting appointments for THT members. Physical Therapy providers are launching 10/1/24. View the growing provider list at ththealth.org/health-investment.

$0 Copay - Mobile Urgent Care

In-Home Urgent Care Visit

DispatchHealth, DoctorRoo, or IncrediCare
Effective 5/18/2024: $0 Copay for Signature Plan members. Advantage plan pays $0 after meeting the deductible.

Use when you’d like Urgent Care to come to you. The house call team arrives at your door.

One Pass Select™ Fitness Membership

Flexible, accessible health options

One Pass Select is a subscription-based program that provides access to gyms, boutique fitness studios, thousands of online workouts, and your perks services with one monthly membership. Starting 10/1/24, you can sign up for a plan and start accessing gyms across the country. One Pass Select will bill you directly for your monthly membership fee, which depends on the membership tier that you select. The higher tier you select, the more facilities and perks you can access.

Enrolling is Easy on Desktop and Mobile!

  1. Enroll online on at enrollment.ththealth.org
  2. Select the appropriate member type
  3. Verify your identity and update your info
  4. Select your plans and add / remove dependents
  5. Double check your selections and submit

Upon submitting your selections, you will immediately receive an enrollment summary to the email address on file. Once processed, you will receive a separate confirmation email. Please retain these files for your records and contact us immediately if you have any concerns.